Banking Operations Associate – Commercial Banking & Loan Operations

Accenture is hiring a Banking Operations Associate in Bengaluru for its Commercial Banking Operations team. The role focuses on commercial and consumer loan servicing, loan booking, collateral monitoring, loan data validation, quality control, and enterprise risk management.

The position involves supporting the accurate onboarding, funding, servicing, and maintenance of commercial loan products while ensuring compliance with internal policies and applicable banking regulations.

Key Responsibilities:

• Review and interpret loan documentation to accurately onboard commercial loans.
• Book loans into systems such as ACBS, Loan IQ, or AFS while maintaining data integrity.
• Coordinate loan funding and disbursement according to credit approvals and conditions.
• Ensure compliance with KYC, AML, OFAC, and other applicable regulatory requirements.
• Liaise with legal, credit, and relationship management teams to resolve loan booking issues.
• Monitor loan covenants, collateral, and different loan structures including term loans, revolvers, and CRE loans.
• Validate loan data for completeness, accuracy, and adherence to internal policies.
• Support internal audits, reporting, and quality control activities.
• Track pending and outstanding loan servicing requests and ensure completion within agreed timelines.
• Identify process improvement opportunities and support automation initiatives.
• Participate in system testing, upgrades, and documentation enhancement activities.
• Maintain accuracy and meet defined SLA and quality targets.
• Build strong client relationships through regular and proactive communication.
• Work in shifts according to business requirements.

Requirements:

• B.Com qualification.
• Experience in commercial banking or loan operations is preferred.
• Knowledge of commercial loan operations and loan documentation.
• Strong written and oral communication skills.
• Knowledge of accounts and finance concepts is an advantage.
• Understanding of banking compliance and regulatory requirements.
• Strong attention to detail and data accuracy.
• Ability to meet deadlines and SLA requirements.
• Ability to work effectively with cross-functional teams.
• Flexibility to work in shifts based on business needs.

This opportunity is suitable for candidates searching for Banking Operations jobs, Commercial Banking jobs, Loan Operations jobs, Loan Servicing jobs, Commercial Loan Processing jobs, Core Banking jobs, Banking Operations Associate jobs, and Accenture jobs in Bangalore.

Job Reference: AIOC-S01659898

Salary: ₹4.0–₹6.5 LPA is an estimated market range because the employer has not disclosed the compensation in the provided job posting. Actual compensation may vary based on relevant experience, banking domain expertise, and Accenture's internal compensation structure.